Pricing 2026Updated 2026-09-16

Microsoft Copilot Pricing 2026

Microsoft 365 Copilot. Tested with a real paid subscription — Tested 40+ hours.

$30/moStarting price
$324/yrEstimated annual
76/100Overall score
65/100Value score

Microsoft Copilot Pricing Summary

DetailInfo
Starting price$30/mo
Annual billing~$324/yr
Free planNo
Free trialNo
Price noteMicrosoft 365 Copilot
Last testedAugust 2026
Moderate value76/100 score

Best for Office Users

Pros
  • Native in Word, Excel, PowerPoint, Outlook, Teams
  • Drafts entire presentations from a one-line prompt
  • Excel data analysis explained in plain English
Cons
  • Requires Microsoft 365 Business subscription
  • Creative writing quality trails ChatGPT and Claude
  • Expensive — $30/mo on top of existing M365 cost

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Score breakdown, output samples, and who should buy it
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Microsoft Copilot Pricing FAQ

How much does Microsoft Copilot cost per month?
Microsoft Copilot starts at $30/mo. Microsoft 365 Copilot. Our testing found the stated price is accurate.
Does Microsoft Copilot have a free plan or trial?
Microsoft Copilot does not currently offer a free plan. Microsoft 365 Copilot. We recommend testing with the cheapest paid tier before committing.
Is Microsoft Copilot worth the price?
Our verdict: Best for Office Users We rate it 76/100 overall. Value score: 65/100.
What is the cheapest Microsoft Copilot plan?
The entry-level Microsoft Copilot plan starts at $30/mo. Microsoft 365 Copilot. For full access to all features, pricing may be higher.
Does Microsoft Copilot charge annually or monthly?
Microsoft Copilot offers both billing options. The monthly rate is $30/mo; annual billing typically saves ~10%. Estimated annual cost: $324.